Benefits Renewal is Coming- November 12 thru November 25, 2008 for Active
> Employees
> Verizon Benefits Center 877-489-2367
>
> Call Verizon Benefits Center (VBC) on or after Oct 29 to request a
> benefits package which will show your current elections and Health Plan
> Comparison Charts (HPCC). The HPCC show all medical and dental options
> available to you for the 2009 year.
>
> Important changes to the medical plans as a result of recent bargaining:
>
> The Managed Care Network (MCN) will now be the "Aetna Choice POS II". This
> change was necessary to implement a "no referral system". Beginning 1/1/09,
> if you are in the MCN, you are no longer required to get a referral to a
> specialist. With this freedom to choose comes a responsibility to make
> sure that the specialist you are seeing is a participating provider in the
> Aetna Choice POS II network. You can be sure that you will receive the
> highest level of benefits by calling Aetna member services (800-247-5482)
> to verify that the specialist participates in this plan. All doctors will
> tell you that they "take Aetna", but if they aren't participating in the
> Choice POS II you will be balanced billed, responsible for a $250
> deductible and much more out of pocket expenses.
>
> Emergency Room co-pay has increased to $25, but it is waived if you are
> admitted.
>
> Urgent Care is now covered with a $15 co-pay, in network or out of
> network! This is a great improvement. You now may go to a local Urgent
> Care facility. These are more convenient and the waiting time is usually
> greatly reduced. Urgent Care is appropriate for many conditions that you
> may have gone to the Emergency room for. If the facility is a out of
> network facility you may be required to pay up front and then put in a
> claim form to be reimbursed. You may call Aetna for an in network facility
> near you.
> Prescription Drugs- In network (please see mailing for out of network)
> Retail (30 day supply)
> Generic- no change 15% of DNP up to $25 max out of pocket
> Brand name, no generic- 20% DNP up to $45 max out of pocket
> Brand name, generic avail. (includes DAW)-30% of DNP up to $55 max out of
> pocket
> Mail Order (90 day supply)
> Generic- no change lower of $8 or DNP
> Brand,no generic avail.-lower of $17 or DNP
> Brand name, generic avail. (includes DAW)-lower of $25 or DNP